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Grievance Officer Details

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Piramal Grievance Officer Details

Name: Mr. Kishore Dalwani
Address: 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH400070.
Email : nodal.officer@piramal.com
Contact Number: 022- 69181439

IndiaLends Grievance Officer Details

Name: Ankita Chauhan
Designation: Grievance Officer
Email ID: grievance@indialends.com
Contact No: 0124-3654330
Address: Plot no. 31, 2nd Floor, Sector 18, Udyog Vihar, Gurugram, Haryana - 122015

InCred Grievance Officer Details

Name: Mr. Vaidyanathan Ramamoorthy
Designation: Grievance Officer
Email ID: incred.grievance@incred.com
Contact No: 022-42117799
Website: https://www.incred.com  https://www.incred.com/grievance.html
Address: Incred Financial Services Limited, 1203, 12th Floor, B Wing, The Capital, Bandra Kurla Complex, Mumbai - 400051

Credit Saison Grievance Officer Details

Name: Ms. Preethi Nair
Designation: Grievance Officer
Email ID: preethi.nair@creditsaison-in.com
           grievance@creditsaison-in.com
Contact No: 9962003070
Address: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029

Mcapital Grievance Officer Details

Name: Mr. Neeraj Komath
Designation: Grievance Officer
Email ID: neeraj.komath@mcapital.co.in

MoneyView Grievance Officer Details

Name: Mr. Venkatraman Narayan
Address: No. 17, 3rd Floor, Survey, 1A, Dr Puneeth Rajkumar Rd, Kadubeesanahalli, Bellandur, Bengaluru, Karnataka 560087
Contact No: +91-8045692002
Email ID: grievance@moneyview.in

TATA STPL Grievance Officer Details

Name: Francyna Dias
Designation: Grievance Redressal Officer (GRO)
Address: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013
Contact No: 18602676060

Credit Vidya Grievance Officer Details

Name: Abhilash Talapatra
Contact No: +91-8879773813

Paysense Grievance Officer Details

Name: Keshav Naicker
Contact No: +91-9930576555
Address: Paysense Services India Private Limited, Jai Villa Dev Shakti, Tilak Road, Santa Cruz West, Mumbai – 400054

Early Salary Grievance Officer Details

Name: Ankit Sundriyal
Email ID: care@fibe.in

Finzy Grievance Officer Details

Escalation contact number: 9513330562
Email ID: grievances@finzy.com

MoneyTap Grievance Officer Details

Name: Anjali Panwar
Contact Number: +91-6361121526
Email ID: grievance@moneytap.com
Office address: G-405, 4th Floor, Gamma Block,Sigma SoftTech Park, Varthur Kodi, Whitefield Road, Bangalore, 560066 KARNATAKA

LendingKart Grievance Officer Details

Name: Ms. Ajitha K
Contact Number: +91-6358874622
Email ID: grievance.redressal@lendingkart.com

IIFL Grievance Officer Details

Designation: Nodal Officer
Address: IIFL Finance Limited, IIFL House, Sun Infotech Park, Road No.16V, Plat No. B-23, Thane Industrial Estate Area, Wagle Estate, Thane – 400604
Contact Number: +91 22 4520 5810 / +91 22 6817 8410
Email ID: nodalofficer@iifl.com

Cashe Grievance Officer Details

Grievance Redressal Officer: Mr. Prateek Saxena
Bhanix Finance and Investment Limited
Tel: 022-46047350
Email: bhanix@cashe.co.in

Customer Care:
Bhanix Finance & Investment Ltd.
Tel: 022-46047350
Email: support@cashe.co.in
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Personal Loans City Wise:  Personal Loan in Kolkata  |  Personal Loan in Hyderabad  |  Personal Loan in Chennai  |  Personal Loan in Mumbai  |  Personal Loan in Delhi  |  Personal Loan in Pune  |  Personal Loan in Bangalore  |  Personal Loan in Jaipur  |  Personal Loan in Ahmedabad  |  Personal Loan in Hubli  |  Personal Loan in Coimbatore  |  Personal Loan in Surat  |  Personal Loan in Nagpur  |  Personal Loan in Indore  |  Personal Loan in Vijayawada  |  Personal Loan in Baroda  |  Personal Loan in Kochi  |  Personal Loan in Gwalior  |  Personal Loan in Varanasi  |  Personal Loan in Patna  |  Personal Loan in Dehradun  |  Personal Loan in Chandigarh  |  Personal Loan in Mangalore  |  Personal Loan in Lucknow  |  Personal Loan in Mysore  |  Personal Loan in Trivandrum  |  Personal Loan in Jamshedpur  |  Personal Loan in Kanpur  |  Personal Loan in Kota  |  Personal Loan in Visakhapatnam  |  Personal Loan in Raipur  |  Personal Loan in Bhopal  |  Personal Loan in Jodhpur  |  Personal Loan in Cuttack  |  Personal Loan in Bhubaneswar
Personal Loans Bank Wise:  HDFC Personal Loan  |  IDFC First Personal Loan |  Bajaj Finserv Personal Loan  |  ICICI Personal Loan  |  Kotak Personal Loan  |  Yes Bank Personal Loan  |  Personal Loan Balance Transfer  |  Small Amount Personal Loan
Credit Score:  Cibil Score for Car Loan  |  Cibil Score Customer Care  |  Cibil Score for Credit Card  |  Cibil Score for Personal Loan  |  Cibil Credit Report  |  Practices that leads to Bad Credit Score  |  Loan settlement and your Credit Score  |  Equifax Credit Report  |  Credit Bureaus in India  |  Improve your Credit Score  |  Achieve Good Credit Score  |  Experian Credit Report  |  Myths about Credit Score  |  Highmark Credit Score  |  Repair Faulty Credit Report |  Resolve Cibil Dispute |  Read Cibil Report |  Cibil Score Benefits |  Correlation between credit rating and debts  |  Minimum payment affect your Credit Score  |  How is your Credit Score calculated  |  How to read Credit Report  |  How your Credit Score is used  |  Impact on late payment on Credit Score  |  Importance of Credit Score  |  Reason to check Credit Report regularly |  Steps to check Credit Report |  Steps to rectify your Credit Report |  Things you won't find in credit report |  Can a Credit Card Improve Your Credit Score? |  Credit Monitoring |  Credit Score Matters at Retirement |  Major Factors That Affect Your Credit Score |  Credit Report Checklist |  Reasons for Loan Rejection Other Than Credit Score |  Loan Settlement Can Ruin Your Credit Score |  Does a name change affect your Credit Score? |  Effects of PAN Card on Credit Score |  The Link Between MCLR and Credit Score |  Applying for a Home Loan? Improve your Credit Score |  How to Remove Your Name from CIBIL’s Defaulter List |  How Can Customers Check their Credit History |  Payment History - How it Affects Your Credit Score |  Who issues Credit Ratings or Credit Scores |  Credit Report for Business Loan |  Can your employment get affected by your credit score |  How Long It Take To Improve Credit Score
Learn More arrow

Personal Loan

A personal loan is a collateral-free credit facility extended by Banks and NBFCs to salaried individuals. IndiaLends is the largest online personal loan provider in the country, having helped over a hundred and fifty thousand customers. Over 40 Banks and NBFCs have tied-up with IndiaLends to provide personal loans to varying customer profiles.
Below, we've mentioned some of the key features of an easy personal loan you can get through IndiaLends.

Personal Loan Interest Rate

Interest rates can vary based on the customer profile. Loan rates start at about 10.75%. To increase your chances of getting a low- interest rate loan, an individual should have a good credit history. Ideally, a CIBIL score greater than 750 is considered a good score.

Personal Loan Tenure

The tenure period of a Personal Loan starts from 3 months and goes all the way up to 6 years. The choice of tenure is usually left up to the borrower. Depending on his need short-term or long-term - borrower can ask for a tenure that suits his needs. The only thing to keep in mind is that the EMI (Equated Monthly Instalment) should be an amount which you can pay back easily every month.

Documents required to apply for a Personal loan

Before disbursing the loan, financial institutions usually ask for documents like ID proof, address proof, PAN card copy, salary slips, latest bank statements, photo, ECS mandates and post-dated cheques.

Personal Loan With Zero Pre-Payment Fee

Some NBFCs allow customers to either entirely pay the loan amount or part pre-pay the principal on the loan. There are usually some terms and conditions attached to such pre-payment. For example, pre-payment is only allowed after 12 months and pre- payment fee might be charged on the amount being repaid. However, this varies from product to product and should be clarified at from your lender before disbursal.

Low-Interest Personal Loan

As discussed earlier, personal loan interest rates can vary depending up on the customer's profile. IndiaLends algorithms try to get the lowest possible interest rate product for the customer.

Personal Loan From Banks

Banks are RBI registered organisations that are responsible for activities like deposit taking, lending, etc. A recent change made by the RBI was the introduction of payment banks and small finance banks in addition to universal banks. Only universal banks and small finance banks can lend to individuals. Applying with IndiaLends is the easiest way to get a personal loan from the top banks in the country. IndiaLends has tied-up with most of the reputed Banks and NBFCs like HDFC, ICICI, RBL, IndusInd, Kotak, Yes Bank etc.

Personal Loan From NBFCs

NBFCs are RBI registered lending companies that are mostly not allowed to take customer deposits and are especially setup for lending to individuals and businesses. NBFCs borrow the money from Banks for lending, therefore the interest rates on Personal Loans tend to be higher than Banks. Moreover, NBFCs lend to higher risk profile segment and thus have a higher acceptance rates.

Private Financing

It is advisable to get a personal loan from an RBI regulated entity like a Bank or an NBFC. Because they are governed by RBI rules, the practices of these organisations tend to be fairer from both, interest rates and collections perspective. The other big advantage is that these companies report loan performance back to CIBIL, Experian, Hi-Mark, etc. This means that your credit score will improve when you make timely payments so that you can get cheaper loans in future.

New To Credit Loans

While CIBIL and Experian have records for over 150 million individuals, a vast majority has still never borrowed from an RBI regulated (Credit Bureau member) financial institution. This means that none of them have a credit bureau record and therefore no credit history and credit score. Also, because these individuals do not have a credit file, they find it difficult to get a loan from financial institutions. IndiaLends is able to help some new to credit (thin file) customers get access to low interest personal loans through the unique partnerships it has with various Banks.

Recently Declined Personal Loan Application

Most of the consumers who apply for a loan with a Bank get declined because of reasons like poor or no credit history, low affordability, not enough supporting documents, etc. IndiaLends is able to help some of these customers get affordable loans from specialised NBFCs.

Banks and NBFCs Partners

IndiaLends has tied-up with almost all lending institutions, large and small. HDFC, ICICI, SBI, Kotak, IndusInd, Tata Capital, Bajaj Finserv, IDFC First, IIFL, IndiaBulls, RBL Bank, DHFL, Aditya Birla Finance, American Express, etc. are some major banks of the country we have tied up with.

Loans For Phones / Desktops / Laptops And Tablets

For customers looking to buy the latest gadgets, be it an iPhone 7 or the Macbook Pro, IndiaLends provides easy installment personal loans with loan amounts as small as Rs. 25000.

EMI Without Credit Cards

E-commerce marketplaces allow easy EMI options on a number of large ticket purchases, but this is restricted to customers who already have credit cards. The proportion of people getting such benefits is still small at about 10 million people throughout the country. IndiaLends' online personal loan is an easy way to quickly make large ticket purchases on e- commerce portals and convert into EMIs.

Credit Report

A credit report is like your financial report card that contains historical data about all the loans and credit cards of an individual. The type of loan accounts include - Credit Card, Personal Loan, Home Loan, Gold Loan, Car Loan, Two Wheeler Loan, Overdraft, Loan against property, Agriculture loan, etc. Each account has detailed information about the repayment history, amount of loan, tenure of loan, open date, close date, etc. This information is used by the Credit Bureau to determine the risk rating of an individual. This risk rating is called the credit score. The credit score ranges from 300-900. The higher the score, the higher would be the chances of getting a loan. India has 4 credit bureaus that provides credit scores to individuals viz. CIBIL, Experian, Equifax and Hi- Mark. IndiaLends has tied-up with the Experian and the Hi-Mark credit bureaus to provide free credit reports and analysis to its customers. Along with this, IndiaLends customers also get free credit report refreshes every quarter for the first 12 months.

IndiaLends
  • Facebook Google Plus Instagram LinkedIn Twitter
  • PRODUCTS

    Personal Loans Credit Cards Credit Score Gold Loan
  • RESOURCES

    EMI Calculator IFSC Code FAQs My Dashboard PAN Card Tax Credit Cards in India
  • COMPANY

    About IndiaLends Blogs Contact Us
  • MORE

    Help Desk Privacy Policy Terms & Conditions Offers T&C
  • PERSONAL LOANS CITYWISE

    Personal Loan in Kolkata Personal Loan in Hyderabad Personal Loan in Chennai Personal Loan in Mumbai Personal Loan in Delhi Personal Loan in Pune Personal Loan in Bangalore Personal Loan in Jaipur Personal Loan in Ahmedabad Personal Loan in Hubli Personal Loan in Coimbatore Personal Loan in Surat Personal Loan in Nagpur Personal Loan in Indore Personal Loan in Vijayawada Personal Loan in Baroda Personal Loan in Kochi Personal Loan in Gwalior Personal Loan in Varanasi Personal Loan in Patna Personal Loan in Dehradun Personal Loan in Chandigarh Personal Loan in Mangalore Personal Loan in Lucknow Personal Loan in Mysore Personal Loan in Trivandrum Personal Loan in Jamshedpur Personal Loan in Kanpur Personal Loan in Kota Personal Loan in Visakhapatnam Personal Loan in Raipur Personal Loan in Bhopal Personal Loan in Jodhpur Personal Loan in Cuttack Personal Loan in Bhubaneswar
  • PERSONAL LOANS BANKWISE

    HDFC Personal Loan IDFC First Personal Loan Bajaj Finserv Personal Loan ICICI Personal Loan Kotak Personal Loan Yes Bank Personal Loan Personal Loan Balance Transfer Small Amount Personal Loan
  • CREDIT SCORE

    Cibil Score for Car Loan Cibil Score Customer Care Cibil Score for Credit Card Cibil Score for Personal Loan Cibil Credit Report Practices that leads to Bad Credit Score Loan settlement and your Credit Score Equifax Credit Report Credit Bureaus in India Improve your Credit Score Achieve Good Credit Score Experian Credit Report Myths about Credit Score Highmark Credit Score Repair Faulty Credit Report Resolve Cibil Dispute Read Cibil Report Cibil Score Benefits Correlation between credit rating and debts Minimum payment affect your Credit Score How is your Credit Score calculated How to read Credit Report How your Credit Score is used Impact on late payment on Credit Score Importance of Credit Score Reason to check Credit Report regularly Steps to check Credit Report Steps to rectify your Credit Report Things you won't find in credit report Can a Credit Card Improve Your Credit Score? Credit Monitoring Credit Score Matters at Retirement Major Factors That Affect Your Credit Score Credit Report Checklist Reasons for Loan Rejection Other Than Credit Score Loan Settlement Can Ruin Your Credit Score Does a name change affect your Credit Score? Effects of PAN Card on Credit Score The Link Between MCLR and Credit Score Applying for a Home Loan? Improve your Credit Score How to Remove Your Name from CIBIL’s Defaulter List How Can Customers Check their Credit History Payment History - How it Affects Your Credit Score Who issues Credit Ratings or Credit Scores Credit Report for Business Loan Can your employment get affected by your credit score How Long It Take To Improve Credit Score
  • LEARN MORE

    Personal Loan

    A personal loan is a collateral-free credit facility extended by Banks and NBFCs to salaried individuals. IndiaLends is the largest online personal loan provider in the country, having helped over a hundred and fifty thousand customers. Over 40 Banks and NBFCs have tied-up with IndiaLends to provide personal loans to varying customer profiles.
    Below, we've mentioned some of the key features of an easy personal loan you can get through IndiaLends.

    Personal Loan Interest Rate

    Interest rates can vary based on the customer profile. Loan rates start at about 10.75%. To increase your chances of getting a low- interest rate loan, an individual should have a good credit history. Ideally, a CIBIL score greater than 750 is considered a good score.

    Personal Loan Tenure

    The tenure period of a Personal Loan starts from 3 months and goes all the way up to 6 years. The choice of tenure is usually left up to the borrower. Depending on his need short-term or long-term - borrower can ask for a tenure that suits his needs. The only thing to keep in mind is that the EMI (Equated Monthly Instalment) should be an amount which you can pay back easily every month.

    Documents required to apply for a Personal loan

    Before disbursing the loan, financial institutions usually ask for documents like ID proof, address proof, PAN card copy, salary slips, latest bank statements, photo, ECS mandates and post-dated cheques.

    Personal Loan With Zero Pre-Payment Fee

    Some NBFCs allow customers to either entirely pay the loan amount or part pre-pay the principal on the loan. There are usually some terms and conditions attached to such pre-payment. For example, pre-payment is only allowed after 12 months and pre- payment fee might be charged on the amount being repaid. However, this varies from product to product and should be clarified at from your lender before disbursal.

    Low-Interest Personal Loan

    As discussed earlier, personal loan interest rates can vary depending up on the customer's profile. IndiaLends algorithms try to get the lowest possible interest rate product for the customer.

    Personal Loan From Banks

    Banks are RBI registered organisations that are responsible for activities like deposit taking, lending, etc. A recent change made by the RBI was the introduction of payment banks and small finance banks in addition to universal banks. Only universal banks and small finance banks can lend to individuals. Applying with IndiaLends is the easiest way to get a personal loan from the top banks in the country. IndiaLends has tied-up with most of the reputed Banks and NBFCs like HDFC, ICICI, RBL, IndusInd, Kotak, Yes Bank etc.

    Personal Loan From NBFCs

    NBFCs are RBI registered lending companies that are mostly not allowed to take customer deposits and are especially setup for lending to individuals and businesses. NBFCs borrow the money from Banks for lending, therefore the interest rates on Personal Loans tend to be higher than Banks. Moreover, NBFCs lend to higher risk profile segment and thus have a higher acceptance rates.

    Private Financing

    It is advisable to get a personal loan from an RBI regulated entity like a Bank or an NBFC. Because they are governed by RBI rules, the practices of these organisations tend to be fairer from both, interest rates and collections perspective. The other big advantage is that these companies report loan performance back to CIBIL, Experian, Hi-Mark, etc. This means that your credit score will improve when you make timely payments so that you can get cheaper loans in future.

    New To Credit Loans

    While CIBIL and Experian have records for over 150 million individuals, a vast majority has still never borrowed from an RBI regulated (Credit Bureau member) financial institution. This means that none of them have a credit bureau record and therefore no credit history and credit score. Also, because these individuals do not have a credit file, they find it difficult to get a loan from financial institutions. IndiaLends is able to help some new to credit (thin file) customers get access to low interest personal loans through the unique partnerships it has with various Banks.

    Recently Declined Personal Loan Application

    Most of the consumers who apply for a loan with a Bank get declined because of reasons like poor or no credit history, low affordability, not enough supporting documents, etc. IndiaLends is able to help some of these customers get affordable loans from specialised NBFCs.

    Banks and NBFCs Partners

    IndiaLends has tied-up with almost all lending institutions, large and small. HDFC, ICICI, SBI, Kotak, IndusInd, Tata Capital, Bajaj Finserv, IDFC First, IIFL, IndiaBulls, RBL Bank, DHFL, Aditya Birla Finance, American Express, etc. are some major banks of the country we have tied up with.

    Loans For Phones / Desktops / Laptops And Tablets

    For customers looking to buy the latest gadgets, be it an iPhone 7 or the Macbook Pro, IndiaLends provides easy installment personal loans with loan amounts as small as Rs. 25000.

    EMI Without Credit Cards

    E-commerce marketplaces allow easy EMI options on a number of large ticket purchases, but this is restricted to customers who already have credit cards. The proportion of people getting such benefits is still small at about 10 million people throughout the country. IndiaLends' online personal loan is an easy way to quickly make large ticket purchases on e- commerce portals and convert into EMIs.

    Credit Report

    A credit report is like your financial report card that contains historical data about all the loans and credit cards of an individual. The type of loan accounts include - Credit Card, Personal Loan, Home Loan, Gold Loan, Car Loan, Two Wheeler Loan, Overdraft, Loan against property, Agriculture loan, etc. Each account has detailed information about the repayment history, amount of loan, tenure of loan, open date, close date, etc. This information is used by the Credit Bureau to determine the risk rating of an individual. This risk rating is called the credit score. The credit score ranges from 300-900. The higher the score, the higher would be the chances of getting a loan. India has 4 credit bureaus that provides credit scores to individuals viz. CIBIL, Experian, Equifax and Hi- Mark. IndiaLends has tied-up with the Experian and the Hi-Mark credit bureaus to provide free credit reports and analysis to its customers. Along with this, IndiaLends customers also get free credit report refreshes every quarter for the first 12 months.

Copyright @DateTime.Now.Year GC Web Ventures Pvt. Ltd. All Rights Reserved