Quick Disbursal
No Hidden Charges
Maximum Gold Value
8.75% p.a.
Interest Rates
Quick
Loan Disbursal
10k
Seviceable Pincodes
Zero
Hidden Charges
Live Gold Rate on {} is ₹1,41,510.00/10gm
Indicative gold rate shown. Actual rate may vary based on current market conditions
Lower Interest Rate
Gold loans typically offer lower interest rates due to reduced risk for lenders
Flexible Repayment Options
Choose how you repay EMIs, bullet repayment, or interest-only based on your cash flow
No Credit Score Required
Even with a low or no credit score, you can still get a loan because your gold acts as collateral
Safety and Security
Your gold is stored in high-security vaults, ensuring safety throughout the loan period
Quick Processing
Minimal documentation & simple eligibility criteria ensure faster loan approval
High Loan-to-Value
Get higher loan value of your gold’s market value as a loan, with instant liquidity benefit
What they say about us
A gold loan is a secured loan where you pledge your gold ornaments as collateral to borrow money. The loan amount is determined based on the weight and purity of the gold, and the lender offers a percentage of its current market value.
Yes, your gold is stored securely in insured vaults by trusted and regulated partners like IIFL Finance, ensuring complete safety.
You can typically get up to 75% of your gold's value, depending on weight, purity, and current market rates.
Basic KYC such as Aadhaar, PAN, or Driving License is required. The process is simple and quick.
Most gold loans are processed within a few hours after evaluation.
Yes, early repayment is allowed in most cases without major penalties.