ProductsPersonal Loans Business Loan Gold Loan Credit Cards
ResourcesEMI Calculator IFSC Code Blogs FAQs
District or City wise: Utkarsh Small Finance Bank IFSC code, MICR code in Madhya Pradesh
Locate any details of banks branch in India
|Branch Name||IFSC||MICR||Address||City & State|
|BHOPAL||UTKS0001509||462762001||UTKARSH SMALL FINANCE BANK, ROUND FLOOR, LOT NO.178, AHARANA PRATAP NAGAR, ONE 2, HOPAL, ADHYA PRADESH, IN -462016||BHOPAL - MADHYA PRADESH|
|GARHA JABALPUR||UTKS0001155||482762001||VILLAGE- CHAWANPUR, P.C. NO. 04, R.N.M. JABALPUR-1, OHALLA- GULAUA CHOWK, GARHA ROAD, POST-INDA GHANDHI WARD, TAHSIL AND DISTRICT- JABALPUR STATE- MADHYA PRADESH, PIN CODE 482003||JABALPUR - MADHYA PRADESH|
|GOTEGAON||UTKS0001200||487762001||FIRST FLOOR, HASARA NO 86, AIN ROAD, EHARU WARD, OTEGAON, ISTRICT - NARSINGHPUR, ADHYA PRADESH, IN CODE-487118||GOTEGAON - MADHYA PRADESH|
|MOHALLA WRIGHT TOWN EXT.||UTKS0001504||482762002||GROUND FLOOR, LOT NO 2/B-1 HOUSE NO 1187 -1188, IVERSION PLOT NO 527, IVERSION SHEET NO 154-A, OHALLA WRIGHT TOWN, ABALPUR -482001||JABALPUR - MADHYA PRADESH|
Utkarsh Small Finance Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Utkarsh Small Finance Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Utkarsh Small Finance Bank :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Utkarsh Small Finance Bank :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by Utkarsh Small Finance Bank:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
The Utkarsh Small Finance Bank started as a microfinance institution(NBFC-MI) and grew into a growing Small Finance Bank. In the year 2016, the bank was awarded the “Skoch Order of Merit”. The bank has now received the status of “Scheduled Commercial Bank” and has started a wholesale lending business. With a customer base of 8000, the company has been growing significantly ever since and now has a base of 15 lakhs.