ProductsPersonal Loans Business Loan Gold Loan Credit Cards
ResourcesEMI Calculator IFSC Code Blogs FAQs
Branch wise list of The West Bengal State Cooperative Bank, Kolkata IFSC code and MICR code in West Bengal along with branch details
Locate any details of banks branch in India
The West Bengal State Cooperative Bank customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the The West Bengal State Cooperative Bank. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by The West Bengal State Cooperative Bank :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by The West Bengal State Cooperative Bank :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by The West Bengal State Cooperative Bank:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
The West Bengal State Cooperative Bank was founded in 1918 with the name the Bengal Provincial Co-op. Federation Ltd. Later in 1967, the bank adopted its current name. At present, all the cooperative banks present in West Bengal are members of the West Bengal State Cooperative Bank Ltd. There are three regional offices of the bank at Coochbehar, Barasat in the district of 24 Parganas (North) and Diamond Harbour in the district of 24 Parganas (South).