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State wise List of Idukki District Co Operative Bank Ltd IFSC code, MICR code and addresses of all branches in India.
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Idukki District Co Operative Bank Ltd customers can transfer fund using National Electronic Funds Transfer (NEFT), Real Time Gross Settlement System (RTGS) as well as IMPS platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.
RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. You can go RTGS transfer through net banking or by walking into any of the branches. You must fill up a Fund Transfer Instruction form which is available at the Idukki District Co Operative Bank Ltd. You need to provide the following information.
RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays.
Fees & Charges for RTGS Transaction by Idukki District Co Operative Bank Ltd :
|Amount||Charge(per transaction, excluding taxes)|
|INR 2 lakh(Minimum Amount)|
|Sum between INR 2 lakh to INR 5 lakh||
+ Applied Taxes
|Sum betwwen INR 5 lakh to INR 10 lakh||
+ Applied Taxes
NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.
Fees & Charges for NEFT Transaction by Idukki District Co Operative Bank Ltd :
|Cash up to INR 10,000||INR 2,50 + Applied Taxes|
|Sum between INR 10,000 and INR 1 lakh||INR 5 + Applied Taxes|
|Sum between INR 1 lakh and INR 2 lakh||INR 15 + Applied Taxes|
|Sum between INR 2 lakh and INR 5 lakh||INR 25 + Applied Taxes|
|Sum between INR 5 lakh and INR 10 lakh||INR 25 + Applied Taxes|
NEFT Transaction timings specified by Idukki District Co Operative Bank Ltd:
|All days except Sundays, 2nd and 4th Saturdays||8:00 AM to 6:30 PM|
Started in the year 1973 with just 34 employees, Idukki District Cooperative Bank is today over 38 years old and has around 315 employees and 46 branches. The bank is especially known for never facing a loss since it started operation. This bank was selected by NABARD as the best District Cooperative Bank in Kerala in 1996-97. Popularly known as the bank of the rural people, it offers various banking products such as loans and deposits.